Final Salary Deficits Balloon in 2016

“You are looking at an increase in the deficit of £17bn.” This is the message that final salary pension trustees delivered to the CEO’s of the UK’s 100 largest companies in 2016. The addition of this rather large and intimidating number takes the FTSE 100’s final salary short fall to £87bn. The distribution on this […]

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Budget Report: Autumn Budget 2017

This week we’ll summarise some of the main points of the Autumn Budget 2017, and try to understand what the headline announcements really mean. Chancellor Philip Hammond started his speech on an optimistic note, announcing that the UK economy continues to grow and continues to create more jobs … apparently in the face of all […]

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What Does 3% Inflation Mean For Investors?

Most of us have an idea what inflation means in practice. It means that the cost of everything we buy goes UP. And our spending power goes DOWN. Broadly, 3% inflation means that what costs £100 this year will cost £103 next year. It doesn’t seem much maybe. But the cumulative effects of inflation can […]

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How to Invest in Small Cap Equities?

When And Why Should You Have Small Cap Companies In Your Portfolio First of all what exactly is a small cap company? Cap refers to the capitalisation of the company. Or in other words the market value of its outstanding shares (share price x the total number of shares outstanding). Although there is no fixed […]

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New Year – New Financial Resolutions

It may be a bit of a cliché, but New Year really is a good time to review your finances and to set some New Year financial resolutions. Here are our suggestions for your New Year financial resolutions 2018 …. Carry out a savings check Is your money working as hard for you as you […]

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